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Tag: Credit Utilisation
Credit Utilisation refers to the percentage of available credit that a borrower is using at any given time. It is an important factor in determining a person’s credit score and overall creditworthiness. Keeping credit utilisation low can positively impact credit scores.
The Pros and Cons of Debt Consolidation: Is It Right for You?
Debt consolidation is a popular strategy for managing multiple debts by combining them into a single loan or repayment plan. It simplifies ...Understanding CCJs and Their Impact on Your Finances
A County Court Judgment (CCJ) is a legal order issued by a court in England, Wales, or Northern Ireland when someone fails ...Understanding Credit Reference Agencies: How They Impact Your Financial Life
Credit reference agencies (CRAs) play a crucial role in your financial life. They collect and manage your credit data, which lenders use ...ClearScore: Your Free Credit Report and Score Companion
Managing your credit score and understanding your financial health is easier than ever, thanks to ClearScore. As one of the UK’s leading ...The Importance of Building a Strong Credit History and How to Do It
A strong credit history is one of the most valuable financial tools you can have. It determines your ability to borrow money, ...How to Tackle Credit Card Debt: Strategies to Regain Control
Credit card debt is one of the most common forms of debt, but it can quickly spiral out of control if not ...How to Improve Your Credit Rating and Get Additional Boosts from Experian, Equifax, and TransUnion ...
A good credit rating is essential for accessing financial products like loans, credit cards, and mortgages at favourable rates. If your credit ...
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